利用規約

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("Client", "you", "your") and NV Capital Markets Ltd ("Company", "we", "us", "our"), a company incorporated and registered in Saint Lucia under registration number 2026-00543, operating under the trading name NV Trader Pro. NV Capital Markets Ltd is authorized and regulated by the Securities Commission of Saint Lucia to provide the investment services described in these Terms.

By opening an account with the Company and/or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy, Risk Disclosure Statement, and Cookie Policy, all of which form an integral part of this Agreement.

Please read our Risk Disclosure Statement before opening an account.

1定義および解釈

1.1In these Terms, unless the context requires otherwise, the following terms shall have the meanings set out below:

• — "Account" means the trading account(s) opened and maintained by the Client with the Company for the purpose of executing Transactions.
• — "Applicable Regulations" means the rules, regulations, guidelines, and legislation of the Securities Commission of Saint Lucia and any other applicable regulatory authority, as amended from time to time.
• — "Balance" means the total financial result in the Client's Account after the last completed Transaction and any deposit or withdrawal operations.
• — "Base Currency" means the currency in which the Client's Account is denominated.
• — "Client" means any natural or legal person who has completed the account registration process and has been accepted by the Company as a client.
• — "Client Funds" means all funds deposited by the Client into their Account, including any profits or losses from trading activity.
• — "Company" or "NV Trader Pro" means NV Capital Markets Ltd, its successors, and assigns.
• — "Equity" means the Balance plus or minus any unrealised profit or loss from open Transactions.
• — "Free Margin" means the Equity minus the Margin required to maintain open positions.
• — "Leverage" means the ratio of the Transaction size to the Margin required to open and maintain a position.
• — "Leveraged Product" means a financial instrument traded on margin whose value derives from the price of an Underlying Asset, and which does not confer ownership of that Underlying Asset.
• — "Margin" means the funds required in the Client's Account to open and maintain a leveraged position.
• — "Margin Call" means a notification indicating that the Client's Equity has fallen below the required Margin level and additional funds may be needed.
• — "Order" means an instruction from the Client to open or close a Transaction at a specified price or at the prevailing market price.
• — "Platform" means the electronic trading platform(s) provided by the Company, including but not limited to MetaTrader 5 (MT5), and any other platforms made available from time to time.
• — "Services" means all services provided by the Company, including but not limited to trading services, account management, and access to the Platform.
• — "Spread" means the difference between the Bid (sell) price and the Ask (buy) price of an instrument at any given time.
• — "Stop-Out" means the automatic closure of one or more of the Client's open positions when the Margin Level falls to or below the Stop-Out level set by the Company.
• — "Swap" means the interest charged or earned for holding a position overnight (also known as a rollover fee).
• — "Transaction" means any trade executed through the Client's Account on the Platform.
• — "Underlying Asset" means the financial instrument (such as a currency pair, commodity, index, or share) on which a Leveraged Product is based.

1.2Words importing the singular include the plural and vice versa. Words importing any gender include all genders. References to "including" or "includes" shall be construed without limitation.

1.3Headings in these Terms are for convenience only and shall not affect the interpretation of this Agreement.

2利用資格および口座開設

2.1口座を開設し当社のサービスをご利用いただくには、次の条件を満たす必要があります：

• — Be at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is greater);
• — Not be a resident or citizen of the United States of America, or any other restricted jurisdiction as determined by the Company from time to time;
• — Not be a Politically Exposed Person (PEP) who has not been disclosed as such during the application process;
• — Have the legal capacity and authority to enter into this Agreement;
• — Not be subject to any sanctions imposed by the United Nations, European Union, United States (OFAC), or any other relevant sanctions authority;
• — Provide accurate, current, and complete information during the registration process.

2.2The Company reserves the right to refuse to open an Account for any person, at its sole discretion, without providing reasons. We may also close any Account that we discover was opened in violation of these eligibility requirements.

2.3As part of the account opening process, and on an ongoing basis, you are required to provide valid identification documents and proof of address in accordance with our Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures. These may include, but are not limited to:

• — A valid government-issued photo identification document (passport, national ID card, or driving licence);
• — Proof of residential address dated within the last three (3) months (utility bill, bank statement, or government correspondence);
• — Proof of the source of funds where required by Applicable Regulations;
• — Any additional documentation as may be reasonably requested by the Company.

2.4You agree to promptly update your personal information if any changes occur. Failure to maintain accurate and current information may result in restrictions on your Account or termination of Services.

2.5The Company may, at its discretion, limit certain Services, features, or Account types based on your jurisdiction of residence, regulatory requirements, or the outcome of our suitability and appropriateness assessment.

2.6You are solely responsible for ensuring that your use of the Company's Services complies with the laws and regulations applicable to you in your jurisdiction of residence.

3口座の種類および管理

3.1The Company offers various Account types, the details and conditions of which are described on our website. The Company reserves the right to modify, add, or discontinue Account types at any time with reasonable notice.

3.2Each Client may hold multiple Accounts, subject to the Company's approval. All Accounts are personal to the Client, and the Client shall not allow any third party to use their Account(s) unless explicitly authorised in writing by the Company.

3.3You are responsible for maintaining the confidentiality of your Account credentials (username, password, and any two-factor authentication codes). Any Transactions executed using your credentials shall be deemed to have been authorised by you.

3.4If you suspect any unauthorised access to your Account, you must notify the Company immediately at support@nvstocks.com. We shall not be liable for any losses arising from unauthorised access where the Client has failed to safeguard their credentials.

3.5The Company reserves the right to suspend or restrict access to your Account at any time if we reasonably believe that: (a) there has been unauthorised access; (b) there is suspicious or fraudulent activity; (c) you have breached these Terms; or (d) it is required by Applicable Regulations.

3.6Dormant Accounts (Accounts with no trading activity for a continuous period of 6 months) may be subject to a dormancy fee as specified in our fee schedule. The Company will attempt to notify you before applying such fees.

4取引条件および注文の約定

4.1The Company provides execution-only services. Unless otherwise expressly agreed, we do not provide investment advice, trading recommendations, or portfolio management services. Any market analysis, commentary, or educational material provided by the Company is for informational purposes only and does not constitute investment advice.

4.2All Orders are executed on the Platform in accordance with the Company's Order Execution Policy, which is available on our website. By placing an Order, you acknowledge that:

• — Market Orders are executed at the best available price at the time of execution, which may differ from the price displayed at the time the Order was placed (slippage);
• — Pending Orders (Limit Orders, Stop Orders, Stop-Limit Orders) are executed when the market reaches the specified price level, subject to available liquidity and market conditions;
• — Slippage may occur during periods of high volatility, low liquidity, or at market open. Slippage may be positive (in your favour) or negative (against your position);
• — Market Gaps: the market price may gap through pending order levels, particularly over weekends, holidays, or during major economic events. In such cases, your Order may be executed at the first available price after the gap;
• — Requotes may occur in rapidly moving markets. If the requested price is no longer available, you will be offered the current market price, which you may accept or reject.

4.3The Company strives to execute all Orders promptly and at the best available price. However, we do not guarantee execution at any specific price, time, or volume, particularly during periods of extreme market volatility, illiquidity, or technical disruption.

4.4The Company reserves the right to set minimum and maximum transaction sizes, adjust Leverage levels, modify Spreads, and change trading hours for any instrument, with or without prior notice, as market conditions or regulatory requirements dictate.

4.5The Company may, at its sole discretion, cancel or amend any Transaction that was executed at an erroneous price (off-market quote), resulted from a system error, or was placed in circumstances that the Company reasonably considers constituting market abuse, arbitrage exploitation, or manipulation.

4.6Trading hours for each instrument are published on our website and within the Platform. The Company is not liable for any losses arising from the Client's inability to trade outside of published trading hours.

4.7Swap rates (overnight financing charges) apply to positions held open past the daily rollover time. Swap rates are variable and are published on the Platform. Triple swap charges typically apply on Wednesdays (or Fridays for certain instruments) to account for weekend financing.

5入金および出金

5.1Deposits may be made via the methods available on the Company website or Client Portal, which may include but are not limited to: bank wire transfers, credit/debit cards, electronic wallets, and cryptocurrency transfers. The availability of deposit methods may vary by jurisdiction.

5.2The minimum deposit amount is as specified on our website for each Account type. The Company reserves the right to modify minimum deposit requirements at any time.

5.3Deposits must originate from accounts or payment methods held in the Client's own name. Third-party deposits are not accepted unless explicitly authorised by the Company in exceptional circumstances and in compliance with AML regulations.

5.4Deposits are typically credited to your Account within the following timeframes: (a) credit/debit cards and electronic wallets: instantly or within a few minutes; (b) bank wire transfers: within 1-5 business days; (c) cryptocurrency transfers: upon the required number of network confirmations. Processing times may vary and the Company is not responsible for delays caused by third-party payment processors or banking institutions.

5.5Withdrawal requests must be submitted through the Client Portal. Withdrawals will be processed to the same payment method used for the original deposit, where possible, in compliance with AML regulations (the "return to source" policy). Any profits exceeding the deposit amount may be withdrawn to a bank account in the Client's name.

5.6The Company aims to process withdrawal requests within 1 business day of receipt. However, additional verification may be required, which could extend processing times. Actual receipt of funds depends on the processing times of the payment provider and/or banking institution.

5.7The Company may charge fees for certain deposit or withdrawal methods as detailed in our fee schedule on the website. Where fees are applied by third-party payment processors, these are borne by the Client.

5.8The Company reserves the right to refuse or delay any deposit or withdrawal if: (a) we suspect fraudulent activity; (b) the transaction does not comply with AML/KYC requirements; (c) you have outstanding obligations to the Company; or (d) it is required by any applicable law, regulation, or court order.

5.9For cryptocurrency deposits: the Client is solely responsible for ensuring the correct blockchain network and wallet address are used. The Company shall not be liable for any loss of funds resulting from deposits made to incorrect addresses or via unsupported networks.

6レバレッジ、証拠金およびリスク管理

6.1the Company offers leveraged trading. Leverage amplifies both potential profits and potential losses. The maximum Leverage available depends on the instrument traded, the Client's Account type, regulatory requirements, and any Leverage restrictions applied by the Company.

6.2You must maintain sufficient Margin in your Account to keep open positions. Margin requirements are published on our website and within the Platform and may be changed by the Company at any time, with or without notice.

6.3Margin Call: When your Account Equity falls to or below 100% of the required Margin (the Margin Call level), you will receive a Margin Call notification. A Margin Call is an alert only and does not obligate the Company to prevent further losses.

6.4Stop-Out: When your Account Equity falls to or below 50% of the required Margin (the Stop-Out level), the Company will automatically begin closing your open positions, starting with the position incurring the largest loss, until the Margin Level is restored above the Stop-Out level. You acknowledge that Stop-Out may not prevent your Account from entering a negative balance in extreme market conditions.

6.5Negative Balance Protection: The Company provides Negative Balance Protection for eligible retail clients. This means that your maximum loss from trading is limited to the funds deposited in your Account. Negative Balance Protection does not apply to professional or institutional clients, or where the negative balance results from fraudulent activity, system abuse, or violation of these Terms.

6.6The Company reserves the right to change Leverage levels, Margin requirements, and Stop-Out levels at any time, particularly in response to market volatility, significant economic events, or regulatory requirements. We will endeavour to provide reasonable notice of such changes, but they may take effect immediately where necessary to protect the interests of the Company and its clients.

6.7You are solely responsible for monitoring your Account, Margin levels, and open positions. The Company provides tools and notifications as a courtesy but does not guarantee the delivery or timeliness of any notification.

7手数料および費用

7.1the Company's fees and charges include, but may not be limited to: Spreads, commissions, Swap (overnight financing) charges, currency conversion fees, deposit and withdrawal fees, and Account dormancy fees. Full details are available in our fee schedule on the website.

7.2Spreads may be fixed or variable depending on the Account type and instrument. Variable Spreads may widen significantly during periods of low liquidity or high volatility.

7.3The Company reserves the right to modify its fee schedule at any time. Changes will be published on the website and/or the Platform. Continued use of the Services after publication of fee changes constitutes acceptance of the revised fees.

7.4You are responsible for any taxes, duties, or levies applicable to your trading activities. The Company does not provide tax advice and recommends that you seek independent tax counsel.

8顧客資産

8.1Client Funds are held in segregated bank accounts, separate from the Company's own funds, in accordance with Applicable Regulations. Segregation of Client Funds does not provide absolute protection in the event of the insolvency of the bank holding such funds.

8.2Client Funds may be held in segregated accounts with reputable third-party banking institutions in Saint Lucia, the United States, and such other jurisdictions as the Company may determine from time to time, in accordance with applicable laws and regulatory requirements. The Company exercises reasonable care in the selection of such institutions but accepts no liability for the solvency, acts, or omissions of any third-party bank.

8.3The Company does not pay interest on Client Funds unless otherwise specified for certain Account types.

8.4The Company may invest Client Funds in qualifying money market instruments or government securities in accordance with Applicable Regulations, and any interest or returns earned may be retained by the Company.

9知的財産権

9.1All intellectual property rights in the Platform, website, trading tools, educational materials, market analysis, logos, trademarks, and all other content provided by the Company are and shall remain the exclusive property of the Company or its licensors.

9.2You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform and related materials solely for the purpose of trading through your Account. This licence does not permit you to:

• — Copy, modify, distribute, or create derivative works based on any Company content;
• — Reverse engineer, decompile, or disassemble any software provided by the Company;
• — Use any data mining, scraping, or automated data collection tools on the Platform or website;
• — Sublicence, sell, or commercially exploit any Company content or services;
• — Remove or alter any proprietary notices, labels, or marks.

9.3Any feedback, suggestions, or ideas provided by the Client to the Company regarding the Services or Platform may be used by the Company without any obligation of compensation, attribution, or confidentiality.

10禁止行為

10.1お客様は、次の行為を行ってはなりません：

• — Engage in any form of market manipulation, insider trading, or abusive trading strategies;
• — Exploit system errors, latency, or off-market quotes for profit (latency arbitrage);
• — Use the Platform in conjunction with any third-party software designed to exploit pricing inefficiencies;
• — Open multiple Accounts to circumvent trading limits, promotional terms, or risk management controls;
• — Use the Services for money laundering, terrorist financing, or any other illegal purpose;
• — Impersonate any other person or entity in relation to the Services;
• — Interfere with or disrupt the integrity or performance of the Platform or its underlying infrastructure;
• — Attempt to gain unauthorised access to any systems, accounts, or data belonging to the Company or other clients.

10.2If the Company determines, at its sole discretion, that a Client has engaged in prohibited activities, we reserve the right to: (a) void or cancel any affected Transactions; (b) confiscate any profits derived from prohibited activities; (c) restrict, suspend, or terminate the Client's Account; and/or (d) take any legal action deemed necessary.

11責任の制限

11.1To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of business opportunities, or loss of goodwill, arising out of or in connection with the use of or inability to use the Services.

11.2当社は、次の事由から生じた損失について一切の責任を負いません：

• — Market movements, including rapid price changes, gaps, and volatility;
• — Delays or failures in order execution caused by market conditions, system limitations, or connectivity issues;
• — Errors in market data, price feeds, or information provided on the Platform or website;
• — Actions taken by third parties, including payment processors, banks, liquidity providers, and regulatory authorities;
• — Technical failures, interruptions, or unavailability of the Platform, internet, or telecommunications networks;
• — The Client's failure to maintain adequate Margin or monitor their Account;
• — Force majeure events (as defined in Section 14).

11.3In any event, the Company's total aggregate liability under this Agreement shall not exceed the amount of fees and commissions paid by the Client to the Company during the twelve (12) months preceding the event giving rise to the claim.

11.4Nothing in these Terms shall exclude or limit the Company's liability for fraud, wilful misconduct, gross negligence, or any liability that cannot be excluded or limited under applicable law.

12補償

12.1You agree to indemnify, defend, and hold harmless the Company, its directors, officers, employees, agents, and affiliates from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Services; (b) your breach of these Terms; (c) your violation of any applicable law or regulation; or (d) any inaccuracy in information or documentation provided by you.

13契約の終了

13.1Either party may terminate this Agreement at any time by providing written notice to the other party. The Client may close their Account by submitting a closure request through the Client Portal or by contacting customer support.

13.2The Company may terminate this Agreement and close your Account immediately and without prior notice if: (a) you breach any material provision of these Terms; (b) you are found to have engaged in prohibited activities; (c) you become insolvent, bankrupt, or subject to similar proceedings; (d) it is required by Applicable Regulations or a competent authority; or (e) continued provision of Services poses a risk to the Company.

13.3Upon termination: (a) all open positions will be closed at prevailing market prices; (b) any outstanding fees, commissions, or charges will be deducted from your Account balance; (c) any remaining funds in your Account will be returned to you via your original deposit method, subject to AML requirements; (d) your access to the Platform will be revoked.

13.4Termination does not affect any rights or obligations that have accrued prior to termination. Sections relating to Limitation of Liability, Indemnification, Intellectual Property, Governing Law, and Dispute Resolution shall survive termination.

14不可抗力

14.1the Company shall not be liable for any failure or delay in the performance of its obligations under this Agreement to the extent that such failure or delay is caused by a Force Majeure event, including but not limited to: acts of God, natural disasters, pandemics, war, terrorism, civil unrest, government actions, sanctions, embargoes, changes in applicable law or regulation, power failures, internet or telecommunications outages, cyberattacks, exchange or market closures, suspension of trading by a regulatory authority, or any other event beyond the Company's reasonable control.

14.2During a Force Majeure event, the Company may take any action it deems reasonable, including but not limited to: suspending or restricting access to the Platform, closing or adjusting open positions, changing Margin requirements, or modifying trading conditions.

15苦情および紛争の解決

15.1If you have a complaint regarding the Company's Services, please submit it in writing to our Compliance Department at compliance@nvstocks.com. We will acknowledge receipt of your complaint within 5 business days.

15.2The Company will investigate your complaint thoroughly and provide a final response within 30 business days of receipt. If further time is required, we will inform you of the reason for the delay and provide an estimated timeframe for resolution.

15.3If you are not satisfied with the resolution of your complaint, you may refer the matter to the Securities Commission of Saint Lucia, the relevant external dispute resolution body.

15.4This Agreement is governed by and shall be construed in accordance with the laws of Saint Lucia. Any disputes arising out of or in connection with this Agreement shall be submitted to the exclusive jurisdiction of the courts of Saint Lucia.

15.5Notwithstanding the foregoing, the Company reserves the right to commence proceedings in any jurisdiction where the Client resides or has assets, as may be necessary to enforce its rights under this Agreement.

16連絡方法

16.1The Company may communicate with you via email, telephone, SMS, push notifications, or through the Platform and Client Portal. You consent to receiving electronic communications from us, including but not limited to: account notifications, Margin alerts, trading confirmations, regulatory updates, and marketing communications (subject to your consent preferences).

16.2You agree that electronic communications satisfy any legal requirement for communications to be in writing. Notices sent by email shall be deemed received at the time of transmission.

16.3It is your responsibility to ensure that your contact information on file with the Company is accurate and up to date. The Company shall not be liable for any failure to receive communications due to incorrect or outdated contact information.

17規約の変更

17.1the Company reserves the right to amend, modify, or supplement these Terms at any time. Material changes will be notified to you via email and/or published on the website with a minimum of 14 calendar days' notice before taking effect, unless immediate changes are required by regulatory authorities or market conditions.

17.2Your continued use of the Services after the effective date of any amendments constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the Services and close your Account.

17.3It is your responsibility to review these Terms periodically.

18雑則

18.1Entire Agreement. These Terms, together with the Privacy Policy, Risk Disclosure Statement, Cookie Policy, and any supplementary agreements, constitute the entire agreement between you and the Company and supersede all prior agreements, understandings, and representations.

18.2Severability. If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall continue in full force and effect.

18.3Waiver. No failure or delay by the Company in exercising any right, power, or remedy under these Terms shall constitute a waiver of that right, power, or remedy.

18.4Assignment. You may not assign or transfer your rights or obligations under this Agreement without the Company's prior written consent. The Company may assign or transfer this Agreement, in whole or in part, to any affiliate or successor entity, provided that such assignment does not materially diminish your rights under these Terms.

18.5Language. These Terms are drafted in English. In the event of any discrepancy between the English version and any translation, the English version shall prevail.

18.6Third-Party Rights. Nothing in this Agreement is intended to confer any rights on any third party, and no third party shall have the right to enforce any provision of these Terms.

19お問い合わせ先

19.1If you have any questions about these Terms and Conditions, please contact us:

メール： compliance@nvstocks.com

一般のお問い合わせ： support@nvstocks.com